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Franchise Industry Analysis

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Learn how our customized franchise financing services and solutions can support the needs of your growing business.

Why choose an HSBC Franchise Finance Specialist?

Experience: Whether you’re a franchisor or a franchisee, HSBC’s vast global network can help your company grow. We draw on over 30 years of experience with some of the biggest franchise brands in the world. Using the success of our network, we’ve established a dedicated platform to service the needs of US franchisors and franchisees. With our national coverage, we are well positioned to provide you with the financial products and services you need to manage and expand your business across the US market.

Expertise: Our committed local specialists understand the franchise industry. We can assist you in choosing the right customized financing options, and optimize your cash flow to help you grow and better manage your business.

Dedicated Team: Our dedicated Franchise Banking Group knows how to service and tailor their approach to the unique funding and structural requirements. We can provide support for rapidly expanding and changing franchise models, helping you streamline your financing processes so you can focus on your core business.

Collaboration: For high-growth franchise operations, it is critical that you have someone to rely on throughout your journey. At HSBC, we believe in the power of collaboration and building long-term relationships that draw on consistency, knowledge and respect. That’s why we strive to understand your unique business ambitions and adapt our solutions to help build a sustainable future for your business.

Solutions that Work for Franchisees

We know that every franchise is different. That’s why we provide a range of financial services tailored to the growth and operational needs of each franchisee. Through specialized long-term finance and risk management solutions, we’re here to help accelerate your business growth plans.

Growth Strategies:

  • Franchise Unit Growth: Expand your business operations by opening a new unit either domestically or abroad.
  • Outlet Acquisition: Grow your business through the acquisition of other operators.
  • Adding New Brands: Diversify or expand your investment by buying and operating new brands.
  • Refinancing: Refinancing and recapitalizing your existing operations.
  • Real Estate: Finance your real estate assets.

Operational Enhancement:

  • Reimaging: Renovate, improve and enhance your existing outlets.
  • Wealth Management: Manage your wealth over the long term.
  • Exit Strategy: Receive support in selling your successful franchised units to other operators.

Core Banking Capabilities:

  • Credit and lending
  • Liquidity and cash management
  • Payments
  • Corporate cards
  • Foreign exchange

Solutions that Work for Franchisors

Franchising can be a great way to expand a thriving business – but getting it right requires significant strategic consideration. We believe that the key is developing strong, mutually beneficial relationships, which helps franchisors build out their brand. Our dedicated US franchise industry team has the know-how and network to help you attain those connections, even if you're new to franchising.. Let us help your business grow, drive efficiencies, and meet your capital needs.

Growth without Borders:

  • International Growth: Enter into new markets, accelerate your growth and extend the international reach of your brands.
  • Domestic Growth: Expand the number of your operations in current markets to help drive growth.
  • Acquiring New Brands: Grow and diversify your portfolio by acquiring existing brands or building new ones.

Driving Efficiencies:

  • Franchisee Consolidation: Merge small franchising operations.
  • Re-franchising: Sell established franchisor-owned outlets to franchisees.

Capital Needs:

  • New Build Financing: Provide capital for new locations.
  • Refinance existing Debt: Free up capital to drive new projects.
  • Acquisitions: Finance mergers and consolidations.
  • Relocations: Fund new locations where old locations have closed.

Core Banking Capabilities:

  • Credit and lending
  • Liquidity
  • Payments
  • Corporate cards
  • Foreign exchange

Contact a Franchise Industry Specialist

To speak with a Franchise Specialist, please contact Chris Barton: chrisbarton@us.hsbc.com

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By providing your business details we can direct your enquiry to our most relevant team member.

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DO NOT include personal/account information in this form. Please contact using the business customer service center phone number to discuss any account questions.

Deposit products offered in the United States by HSBC Bank USA, N.A. Member FDIC.

For clients located outside of the U.S. – Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. Lending products are offered in the U.S. by HSBC Bank USA, N.A. Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A.

* Limitations apply. International calls cover over 190 countries including Western Europe, Canada, Mexico, China and India.

Ŧ Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC

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