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Working capital

Every organization has unique needs. Wherever you do business, we have solutions to help.
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Improve working capital by unlocking funds caught in the supply chain and by managing incoming and outgoing cash flows more effectively.
Use your trade flows to achieve your goals whether to self-fund growth, reduce debt or enhance your balance sheet
Unlock funds trapped in inventory or receivables to advance your supply chain – and your business
Expand your business reach with experts from around the globe

Our Working capital solutions

Exports

Gain more control over exports, improve cashflow and manage risks associated with international trade more effectively using HSBC’s export finance facilities. Our trade specialists have in-depth knowledge to help you assess market risks.

Guarantees

Conduct business with confidence, even where you lack established relationships, through the use of guarantees and standby letters of credit.

Imports

Upon approval, access the working capital you need and improve cash flow by bridging the gap between settlement with suppliers and payment from buyers. Our import finance solutions offer flexible options.

Open account

Trade directly with organizations that have a good financial status and that also recognize your business’ good financial standing using HSBC’s open account solutions.

Receivables finance

Improve your cash flows and enhance forecasting. If qualified, access up to 90 per cent of invoice values as soon as they are issued.

In the United States, deposit products are offered by HSBC Bank USA, N.A., Member FDIC.

All United States persons (including entities) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons and entities should consult a tax advisor for more information.

HSBC Bank USA, N.A. is a member of the HSBC Group of affiliates. Certain products and services may not be offered by the local HSBC affiliate in every country.

HSBC Virtual Accounts

Learn how HSBC’s Virtual Accounts can help you reimagine corporate treasury with streamlined cash management.
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